Loading...
Loading...
A failure mode where decisions are justified by reference to system outputs ('the model said so') while responsibility is disclaimed because the system merely 'advised.' This creates structural asymmetry: authority flows toward the system while accountability flows away from it. No actor formally owns the decision, yet the decision is treated as objective.
When a loan denial is challenged, the officer says they followed the model; the model was approved by risk; the data came from vendors; training occurred elsewhere. Authority was exercised through the system, but no one is accountable for the decision.
Section 6.3: Authority Laundering