PSC™ Across
Industries
Explore how Perpetual Social Capital™ performs across different sectors. Each industry has unique characteristics that affect recycling rates and cycle times.
Note: R factors shown are illustrative ranges based on sector characteristics. Actual recycling rates depend on program design and implementation.
Education & Scholarships
Pay-it-forward scholarship programs where graduates contribute back after entering the workforce, funding the next generation of students.
Capital Deployed Over 10 Cycles
$100K initial → $686K total deployed
How It Works
- 1Students receive tuition support as a gift (not a loan)
- 2After graduation and employment, they're invited to pay forward
- 3Contributions fund new scholarships for incoming students
- 4No legal obligation—purely voluntary based on gratitude and ability
Why PSC Fits
- •Clear income uplift makes pay-forward feasible
- •Strong emotional connection to 'giving others the same chance'
- •Universities have existing alumni engagement infrastructure
- •Long track record of similar models (e.g., pay-it-forward cafes at universities)
Illustrative Scenario
A foundation deploys $500K to fund 50 scholarships → If 90% of graduates pay forward over 5-year cycles → The fund supports 300+ students over 30 years
impact
Healthcare & Community Health
Training community health workers, funding preventive care programs, or supporting medical education with pay-forward commitments.
Capital Deployed Over 10 Cycles
$100K initial → $425K total deployed
How It Works
- 1Fund healthcare worker training or patient care programs
- 2Beneficiaries (workers or patients) gain economic capacity
- 3When able, they contribute back to expand the program
- 4Capital recycles to serve more communities
Why PSC Fits
- •Healthier populations have higher economic productivity
- •Medical professionals have strong sense of giving back
- •Community health programs create local accountability
- •Preventive care generates measurable cost savings
Illustrative Scenario
A health foundation funds training for 100 community health workers → If 78% recycling rate with 3-year cycles → Program trains 400+ workers over 30 years
impact
Small Business & Microenterprise
Startup capital for entrepreneurs who agree to pay forward when their business succeeds, creating a revolving fund for future founders.
Capital Deployed Over 10 Cycles
$100K initial → $555K total deployed
How It Works
- 1Entrepreneurs receive seed funding as a gift
- 2No interest, no equity stake, no mandatory repayment
- 3Successful businesses are invited to pay forward
- 4Failed businesses have no obligation—the gift was real
Why PSC Fits
- •Removes debt burden that causes many startups to fail
- •Entrepreneurs understand 'paying it forward' to the next generation
- •Business success is measurable (revenue, employment)
- •Local business networks create community accountability
Illustrative Scenario
A municipal fund provides $25K grants to 40 local startups → If 85% recycling rate with 4-year cycles → The fund supports 200+ businesses over 30 years
impact
Climate & Sustainability
Funding renewable energy installations, sustainable agriculture transitions, or conservation projects with recycling mechanisms.
Capital Deployed Over 10 Cycles
$100K initial → $493K total deployed
How It Works
- 1Fund solar installations, regenerative farming, or conservation
- 2Projects generate ongoing economic value (energy savings, yields)
- 3A portion of value is recycled back to fund new projects
- 4Environmental and economic benefits compound together
Why PSC Fits
- •Climate projects generate measurable economic returns
- •Energy savings provide clear pay-forward capacity
- •Long asset lifetimes (solar panels last 25+ years)
- •Community ownership models align with PSC values
Illustrative Scenario
A climate fund installs community solar for 10 rural villages → If 82% recycling rate with 5-year cycles → The same capital powers 45+ communities over 30 years
impact
Explore the Data
Our interactive dashboards let you adjust R factors, cycle lengths, and initial capital to see exactly how PSC performs under different assumptions.
Ready to Pilot PSC in Your Sector?
We work with foundations, universities, healthcare systems, and social enterprises to design and implement PSC programs. Let's explore what's possible in your context.