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The structural imbalance where AI systems learn continuously while institutions learn episodically. Models retain memory across staff turnover, reorganisations, and leadership changes. Humans do not. Over time, machine cognition becomes the most stable and continuous decision actor in the organisation—without ever being formally recognised as such.
Every senior analyst who understood why certain cases were exceptions has left. The model, trained on their decisions, is now the only repository of that tacit knowledge. The institution depends on machine memory it can no longer audit or understand.
Section 2: Delegated Cognition